Think of it like a savings circle with rules written in unbreakable code.
You put your digital dollars (USDC) into a Hurupay “vault.”
Picture a transparent piggy-bank that only you can open.
Borrowers take a loan from that piggy-bank—but only after leaving extra value as a safety deposit.
Example: They hand over $120 worth of crypto to borrow $100.
If they don’t pay back, the safety deposit is sold to cover the loan.
Borrowers pay interest every day.
That interest flows back into the piggy-bank and shows up as your daily earnings.
We automatically add today’s earnings to tomorrow’s balance, so it keeps growing (snowball effect).
The rules are enforced by computer code, not people.
The code lives on public blockchains and can’t be changed or cheated.
Hurupay works with a proven platform called Morpho and other top lending markets that follow these rules.
Why USDC vault, not local currency?
USDC is a digital dollar backed 1-for-1 by the US dollar. Because it stays pegged to $1, both borrowers and lenders like its stability and ease of moving around the world.
Your earnings stay in dollars, keeping their value even if your local money weakens.
Safety checks, 24/7.
We only use lending pools that are heavily inspected (“audited”) and have plenty of spare cash so you can withdraw anytime.
Our system watches them nonstop and will move your funds if a pool looks risky or pays less.
Bottom line:
People pay to borrow your digital dollars. They leave a bigger deposit than the loan, the code makes sure they repay, and the interest they pay becomes your yield—credited to you every single day.